Graduates entering new jobs should be aware that a poor credit history may affect their chances, it has been claimed.
Credit checking service Equifax advised university leavers to obtain a copy of their credit history and see what is on there.
Neil Munroe, external affairs director at the firm, claimed that it would be especially appropriate for employers in finance-based industries to check an applicant's credit rating.
"I think there's a growing awareness of it now," he said. "People who come out of university will need credit to develop their lifestyles, while their incomes grow. So it's important that they do [check their history]."
Research by the company estimated that a typical university graduate leaving in 2010 will carry around £30,000 of debt.
The financial services sector experienced higher growth levels than any other UK business sector over the last decade, according to National Statistics' Economic and Labour Market Review.
© Adfero Ltd