Senior Credit Risk Analyst
- Recruiter
- Page Personnel Finance
- Location
- England, Hertfordshire, Hatfield
- Salary
- £32000 - £35000 per annum + Bonus, Pension, Health Care
- Posted
- 12 Jul 2018
- Closes
- 19 Jul 2018
- Ref
- 13855345/001
- Contact
- Jordan Gutteridge
- Job Title
- Financial Risk
- Category
- Manufacturing / Engineering
- Contract Type
- Permanent
- Hours
- Full Time
An established manufacturing and production company based in the heart of Hatfield are seeking a Senior Credit Risk Analyst to manage their Credit, and Accounts Receivables part of finance. Full time permanent role for a friendly and innovative company.
Salary paying £32k-£35k with excellent benefits, career progression and a friendly working environment. Role will involve Accounts Receivables, risk analysis, reporting and much more.
Client Details
My client are a fantastic business based in the heart of Hatfield who are in the manufacturing and production sector. They are an established business and are seeking a Senior Credit Risk Analyst to join their team and manage 2 people. Full time permanent role with lots of variety.
They are a great employer who value their staff and offer great benefits and career progression. They look to employ hard working and personable people who enjoy working in a team environment.
Description
As a Senior Credit Risk Analyst your duties will include:
- You will join and supervise the Credit Risk & Analytics team, where leading edge models and analytics are created to harness the power of data and enable scientifically optimised business decisions.
- You will collaborate with experts in risk management, technology, data management, capital markets, business operations to understand business objectives and shape analytical solutions.
- You will be responsible for ensuring that the loan portfolio delivers strong performance: tracking loan origination's and underwriting processes, monitoring portfolio growth and quality, forecasting credit losses and loans profitability, performing portfolio stress-testing, supporting effectiveness of collections and recoveries processes, etc.
- You will guide business decisions by carrying out adhoc analysis, providing credit risk insights and recommendations for optimising credit risk strategies and business processes.
- Responsible for the investigation and analysis of credit risk.
- Monitors customer accounts in order to maximise credit quality and minimize risk and potential loss.
Profile
ESSENTIAL FUNCTIONS:
- Coordinates the relationships between Relationship Managers, internal stakeholders and partners to facilitate the credit approval/portfolio review processes.
- Undertakes customer visits as required
- Provides credit information and references for customers, Relationship Managers, Management, or other agencies as requested.
- Work closely with Fraud, Collections and other business units to minimise risk and potential loss.
- Build strong and positive relationships, share understandings and best practice with other business areas.
- Assist management in ensuring that the Credit Policy is being adhered to by all related parties.
- Undertakes large ad hoc reviews of problem credit cases with additional focus on loss trends as they develop within the portfolio.
- Ensure regulatory compliance of merchants within periodic review cycle
- Ideally, you'll be ICM qualified, or hold other qualifications relevant to the role and have a good working knowledge of the various issues surrounding credit management with particular emphasis on data protection and contract law.
Job Offer
Whats on offer?
- A competitive salary of up to £35,000
- Busy varied role which you can make your own
- Team environment
- Great benefits